Commercial Motor Insurance
Use vehicles for business? We can help you compare business car insurance. Protect your business cars from the cost of repairs, legal action, or theft with the best commercial motor insurance. Consolidated Insurance Brokers will get you 9 commercial motor insurance quotes fast.
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.
Commercial Motor Insurance
Rely on a reputable insurance broker
What is Commercial Motor Insurance?
Commercial Motor Vehicle Insurance covers your business cars including small trucks up to 8 tonne GVM. It offers more rigorous and flexible cover than Private Motor Vehicle Insurance to make things easier on you as a business owner. For example:
- Automatic cover for swapping vehicles or buying a new car;
- Most drivers do not need to be listed individually; and
- Automatic cover for accessories up to a certain amount.
Commercial Motor insurance is vital for any business that owns vehicles, especially those using their vehicle for business purposes (tradesman, consultants, real estate and anyone delivering their own goods to customers).
What can be covered
- Accidental damage
- Third-party damage as a result of driving
- Vehicle theft
- Accessories or equipment
- Lease payout
- New for old replacement
What may not be
- Tyre damage
- Deterioration/wear & tear
- Mechanical, electrical, or structural failure
- Vehicle overloading
- Driving under the influence of alcohol, drugs or medication
Get started with Commercial Motor Insurance
Enjoy the peace of mind of Commercial Motor Insurance - Get your quote today.
Commercial Motor claim example
Sue operates her own florist, with a van she uses for both personal daily commuting and customer deliveries.
Sue decides to trade in her van for a newer model, but is incredibly busy at the time. She forgets to call her broker to let them know about the trade in, and she sends one of her staff to pick up the new van from the dealership. Of course, on the way back – the staff member has an at fault accident and the new vehicle is damaged.
Because Sue has a commercial motor policy, she is automatically covered for the first 30 days even though she forgot to tell her broker and there are no concerns about her staff member driving it and not being declared. She is fully covered and the new vehicle will be repaired and put back on the road as quickly as possible!
Why Choose CIB?
Consolidated Insurance Brokers can help by placing you with the best policy for your needs. We’ll find you the most competitive rate possible, and offer advice to ensure your insurance protects what matters.
Our Expertise
Committed to finding you the best insurance solution, our team of knowledgeable insurance brokers will get you the best price available
Your Partner
Safe time and effort by letting our team of expert insurance brokers do the work for you, we can manage your insurance on your behalf.
Clear Terms
We will put an end to the endless jargon, we can help you understand your quotes and policies in clear terms.
Full Cover
We are able to access insurance policies that are not available when buying direct, allowing us to get you a more comprehensive cover and better benefits.
What our clients have to say
109 James St, New Farm
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I just had found CIB from google search and Nikky Brown from CIB was connected as our consultant to get a new insurance policies for business purposes.She was absolutely experts and intelligent to recommend all type of business … More insurances to protect her customer to run the business. Highly recommend to anyone who are looking to get professional advice for your properties.
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Tracey was fantastic to work with. She was knowledgeable, responsive, friendly, and always happy to answer my many questions throughout the process. As a startup founder looking for insurance for an online platform, I appreciated … More how clearly she explained everything and made what could have been a complicated process feel straightforward.I received other quotes that took longer to arrange and involved multiple insurers, making them difficult to compare. Tracey was able to provide a comprehensive and competitive solution bundled through a single provider at a competitive price, which made the decision easy.I would highly recommend Tracey and Consolidated Insurance Brokers to anyone looking for professional and personalised service.
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I went with CIB insurance because the customer service was top-notch. Debbie was super helpful from start to finish and no question was too hard for Debbie. She even mentioned that she had been working in the business for … More 15 years which you can tell from her advice.Debbie provided alot of advice on what would be best for my business.I feel comfortable with the policy Debbie provided as she went into detail to get coverage for everything.Highly recommend CIB and Debbie.
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I was referred to Alison through a personal recommendation after we had been struggling to find direct insurance for our business refrigerated van within a very tight timeframe. From the beginning, Alison provided outstanding … More service and made the whole process feel easy and stress-free.She was always contactable, professional, and incredibly helpful throughout every step. We had urgent deadlines and even needed last minute changes very late in the day, and Alison still went above and beyond to make sure everything was completed on time.Her communication, responsiveness, and genuine care for her clients really stood out. We are very grateful for all her support and would highly recommend Alison to anyone needing insurance assistance.
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Tracey was fantastic to deal with - professional, friendly and made the whole insurance process simple and stress free. Great communication, quick responses and took the time to explain everything clearly. Highly recommend … More for anyone needing reliable insurance advice and support.
How can we help?
Having a customisable policy is important for protecting your vehicle and the purpose it serves in your business. We can help you tailor your policy so it protects the income-earning role of your asset — and the liability of its drivers.
You’ll also receive recommendations for extensions to cover your highest risks, so you’re not paying for a policy that doesn’t cover what you need.
For every new business quote and renewal, we break down all important changes and comparisons in plain English.
Frequently Asked Questions
There are many benefits of using a broker over buying directly from the insurer. Insurance brokers:
- Work on your behalf to secure you better protection through their negotiating power
- Help you understand your risks and empower you to make better life / business decisions
- Ensure insurers are held accountable to their promise to protect what you value during claims
- Save you time and money by taking care of comparing and customising policies for your needs
No Obligations, Completely Free
Get a Quote Today
Talk today with our team to find the right kind of insurance that will suit your needs.
Or call us now
The resource of choice for the country’s most forward-thinking insurance professionals.
The resource of choice for the country’s most forward-thinking insurance professionals.